InstaNova – instant personal loan app
InstaNova is a secure instant personal credit loan servicing platform. InstaNova, in partnership with PSPR, is a registered NBFC with RBI, approved to provide personal loan services. The fast verification process, high limit, and reasonable interest provide real convenience for customers. Our loans can be repaid in installments, effectively relieving the pressure on repayment.
Our loan products:
Flexible Personal Loans - Flexible personal loans are suitable for the working class, the unemployed, and students. We can provide loans of up to Rs. 30,000 with a repayment period of 92-180 days to help you finance in emergency situations. Documents required for a loan are a PAN card number and an Aadhaar card certificate.
In the future, we will also launch loan products with simple processes and higher amounts specifically for the working class. So, stay tuned.
Why InstaNova?
Flexible interests and duration: Online personal loans offer up to 20% APR, depending on your credit score. Plus, you get flexible tenure options from 92 days to 180 days to repay the loan
No hidden charges
Fast loan approval and disbursement: 100% online process, fast loan approval, and disbursement
Safety and confidentiality: user data is stored securely and will not be disclosed to any third party
Loan product:
Loan Amount: From Rs 5000 to Rs 30000
Loan term: 92 to 180 days
Interest rate: Maximum annual interest rate is 20%
Examples of loans:
If you choose a 180-day loan of Rs 20,000, the fees are as follows:
Interest: Rs 20,000 *20%/365* 180 days = Rs 1,972.60
Total repayment charges: Rs 20,000 + Rs 1,972.60 = Rs 21,972.60
If you choose to pay in 6 installments.
The monthly repayments are:
Rs 21,972.60/6 = Rs 3,662.10
Who can apply for Loan?
• Should be over 18 years of age
• Must have a valid ID
• Must have a bank account and a mobile phone number
Steps to get a loan
1. Install the InstaNova app
2. Register with your mobile phone number
3. Fill in the basic information and check your qualifications
4. Upload and verify your profile
5. Provide your bank details
6. Choose your loan amount, and payment period, and then apply
7. Wait for the approval part
8. The loan is credited directly into your bank account
Our lending partner:
PSPR ENTERPRISES PVT LTD
RBI License Number: B-14.01725
Download InstaNova now and get an instant personal loan online!
Contact us for more information: